It’s RRSP season in Canada. You may feel: why bother contributing? Read this then.

If you are daunted and dismayed with the impossibiity of saving for retirement, then read this.

A few thoughts:

1. It’s written for Americans, but it works just as well for Canadians. (Replace 401K with RRSP).
2. You may still not be able to retire, but the more you save, the more cushion you have for later.
3. It may help you get to sleep at night when your brain starts saying: you are doomed to die old and poor!