Why?

Household income is stagnant, the job market is dismal, the tax system discourages saving, and it’s still relatively easy for the poor to borrow money.

The debate here is worthwhile: Four Reasons Why Americans Aren’t Saving Money. It’s easy to take a Puritanical stance and say people should try harder. There is some truth in that. But if the above four reasons were relaxed, people would save more.

Gorgeous.

YouTube – Dirty Projectors Perform “No Intention” on SIRIUS XMU

Most audiences are polite. Most, but not all. Two venues noted for their tough audiences are La Scala in Milan and The Apollo in NYC. Here’s the famed tenor Roberto Alagna getting booed off the stage at La Scala:

And here’s a young Lauren Hill standing up to and winning over an audience initially booing her at the Apollo.