We are often reminded to change our smoke detector batteries twice a year by basing it on some calendar event, like the equinox or at the start of certain seasons (e.g. Fall and Spring).

I recommend you do that for your cell phone plans and other plans from service providers you have. Especially with cell phones, you will find that new plans will come out that are better than your current plan, and a call to your provider can save you money and get you better service.

Go through your financial statements and look at all the service fees you are paying. Then pick some times on the calendar and at that time either cancel the service or ask them for better or cheaper service. Over time you’ll save money.